Home-Mover Mortgage Advice in Liverpool
Book your free consultation today.
Click the button below to get started and one of our advisors will be in touch!
Broker Fee
We charge a broker fee of between £0 and £400, our typical fee charged is £300. The amount we will charge depends on the amount of research and administration that is required for each case.
Book your free consultation today.
Click the button below to get started and one of our advisors will be in touch!
Broker Fee
We charge a broker fee of between £0 and £400, our typical fee charged is £275. The amount we will charge depends on the amount of research and administration that is required for each case.
We will help you Move Home at ease!
Whether you’re selling your current home and searching for your next dream home, or simply want to move house but want to keep your other property, Cassidy Mortgages has the right advice for you.
Sometimes the whole moving home process can be quite daunting, which is why we will be by your side throughout your whole moving house journey.
If you want Moving House Mortgage Advice in Liverpool, we will be able to assist you from start to finish to ensure everything runs smoothly and goes to plan. Contact us today and we will be your Mortgage Advisor in Liverpool.
Home Movers Mortgage Advice Liverpool
At Cassidy Mortgages, our job is to conduct a search through all of thousands of Mortgage deals that are currently available.
With over 35 years of experience, our Mortgage Advisors in Liverpool work with the responsibility of finding the best deal tailored to your personal circumstances. No matter the situation, we promise to try and help in the best way possible. Get in touch with our Mortgage Advisors in Liverpool to see what we can do for you.
Get your Home Mover Mortgage Agreed TODAY!
The main step in moving home is to book your free consultation with one of our Mortgage Advisors in Liverpool today. We will be more than happy to help find you the most suitable Mortgage deal available.
Client Reviews
Read about what our satisfied clients had to say about their experience with Cassidy Mortgages.
Client Reviews
Read about what our satisfied clients had to say about their experience with Cassidy Mortgages.
Kris Corrigan
We have dealt with Cassidy Mortgages for a few years, each and every time they have found us the best deal, very professional, trustworthy and an experienced company.
Richard Worrall
Couldn’t be happier with the service from Chris and his team, being an independent advisor we were able to review different options for our mortgage and choose the right one (saving me money along the way). Would definitely recommend and will be using again at renewal time. Thank you!
Jack Denny
Brilliant service from Chris. As first time buyers me and my partner were completely clueless but he made it easy. Explained everything perfectly, making the choices we had to make easy and stress free. 100% would recommend and will definitely be using it again for my future mortgage needs.
Leigh Carroll-Jones
Chris has helped myself and my husband buy 2 houses now and we'll be back when we're ready to move again. He's friendly, super professional and definitely knows his stuff which means you'll get the right deal for you read more...
Graeme Holmes
I was recommend Cassidy Mortgages and i can see why. Chris and Paul have been great from start to finish. Even with what seemed like a complicated remortgage and change of title deeds they got us through it. read more...
Liam O'Connor
Excellent service and communication from start to finish would highly recommend Chris Cassidy Mortgages to anyone trying to find a mortgage product or advice. I’ll be using Chris forever now! Thanks again Chris.
As a home mover in Liverpool, it will be likely that you will be charged stamp-duty on the value of your new property at the current stamp-duty rates, especially if the property exceeds the stamp-duty threshold of £125,000. If you are thinking of purchasing a new house before your old home is sold, you may have to pay an additional stamp-duty surcharge of 3%. However, the surcharge paid can be claimed back if you sell your old property within three years of purchasing your new property.
The typical fees a home mover is likely to incur will be legal fees to pay for the conveyancing of selling your property and additional legal fees to pay for the conveyancing of purchasing your new property. Other costs for moving home in Liverpool, could be to pay valuation fees or a product fee depending on the mortgage deal.
Depending on your current Mortgage deal, you may be able to switch your mortgage to a different property if your mortgage deal has a ‘Porting’ option. Our Mortgage Advisors in Liverpool will be happy to help you port your mortgage product to your new property.
You should start your new mortgage process once you have marketed your current property, by looking at the most competitive mortgage deals with your Mortgage Advisor in Liverpool. Cassidy Mortgages will be able to get your Agreement in Principle in place, so you are able to make offers on other properties once your home is sold.
Usually, as an estimate the amount you can borrow is normally 4.5x your annual income. However, many Mortgage lenders have different affordability criteria and they will have to consider your expenditure to determine your overall affordability criteria. This is why our Mortgage Advisors in Liverpool, will require you to complete our Fact Find, so we are able to get you an Agreement in Principle to find out how much a lender is actually willing to lend to you.
For residential Mortgages, the minimum deposit when buying a house in Liverpool is typically 5% and between 20-25% for Buy-to-let Mortgages.
Our first job as your Mortgage Broker in Liverpool, is to conduct our free telephone consultation, where we will have an initial chat and invite you to complete our Fact Find. This is to understand your personal and financial circumstances, so we can recommend the most suitable Mortgage Product. Upon completing the Fact Find, we will aim to obtain your agreement in principle within the same day. Following the AIP, we will submit the Mortgage Application processing all the paperwork on your behalf and we will be by your side until you complete.
At Cassidy Mortgages building a client relationship is very important us, so the purpose of our free Mortgage Consultation is to understand your current requirements and needs. Followed by a Fact Find to gain an insight about your financial situation. After we have all of the necessary information, your Mortgage Advisor in Liverpool will shop the Mortgage marketplace for the most suitable deal for you.
As a Mortgage Broker in Liverpool, Cassidy Mortgages will typically charge a fee of £300, which is payable at the Application stage when the application is submitted. However, as we provide a service of advising and getting you a Mortgage, our fee is NOT applicable if we are unable to get you a Mortgage.